A business debit card lets you make purchases directly from your U.S. Bank business checking account anywhere Visa is accepted in person, online or over the phone.
Simply present your debit card and enter your Personal Identification Number (PIN) or sign your name for your purchase. You can also use it to get cash or make other transactions at ATMs.
Your business debit card works wherever you make your business purchases – gas stations, office supply stores, restaurants, online and more
With zero fraud liability 3 , you’re not responsible for any unauthorized purchases.
If you misplace your card, you can lock it to prevent use and then unlock it once you find it using the U.S. Bank Mobile App 1 .
Log in to online banking or the U.S. Bank Mobile App 1 to set account alerts 2 , track your balance and more.
Make payments with a simple, single tap wherever you see the contactless symbol.
Add your card to your mobile device 1 for secure payments in stores, in apps and on the web.
Enjoy Visa ® SavingsEdge ® , a complimentary program, where you can save on business purchases. Enroll your Visa Business debit card to save money on qualifying purchases at participating merchants. Your savings appear as automatic credits on your future account statements.
If you don’t have a U.S. Bank business checking account, compare our account options to find the right product for your business.
Request a debit card through online banking. Select Customer Service, then Self Service. You can also call 800-USBANKS (872-2657)
or visit any U.S. Bank.
Your new U.S. Bank Business Visa Debit Card and PIN will arrive separately in the mail for your security. Activate your new business debit card through online banking, the U.S. Bank Mobile App 1 , at any U.S. Bank ATM or by calling us toll free at 800-USBANKS (872-2657).
How do I use my debit card to pay for my small business purchases?
Simply present your debit card to the retailer and enter your PIN or sign your name for your purchase.
What’s the difference between a PIN purchase and signature purchase?
Whether you choose to use your PIN or signature, the funds for the transaction are taken immediately from your business checking account. To make a PIN purchase, choose ‘Debit’ when it appears on the card terminal and enter your PIN when prompted. To make a signature purchase, choose ‘Credit’ and sign when prompted.
What’s the advantage of using a debit card instead of cash or checks?
With your debit card, you can easily track every business transaction and quickly see your balances through online banking or the U.S. Bank Mobile App 1 . You can also set email and text alerts 2 for important transactions and low balances. You can also skip trips to the ATM to take out cash and avoid paying ATM fees for out-of-network withdrawals when a U.S. Bank ATM isn’t nearby.
What if I lose my debit card or see a transaction I don’t recognize?
If you lose your card, just call 800-673-3555 or visit any U.S. Bank branch to request a new one. You can also lock your card instantly through online banking or the U.S. Bank Mobile App 1 . Remember, your U.S. Bank Business Visa Debit Card has built-in fraud protection, so your money is safe if your card is ever lost or stolen.
Does my debit card have a daily purchase or withdrawal limit?
Yes, all debit cards have a daily purchase and ATM withdrawal limit.
How do I change my debit card PIN?
You can change your business debit card PIN several ways:
Note: you will need your current PIN to complete your request.
If you forget your PIN, visit any U.S. Bank branch to reset your PIN, or call us at 877-496-5736 to have your PIN mailed to you.
Start of disclosure content Return to content, FootnoteMobile device access fees – The U.S. Bank Mobile app is free to download. Your mobile carrier may charge access fees depending upon your individual plan. Web access is needed to use the Mobile app. Check with your carrier for specific fees and charges. Some mobile features may require additional online setup. Any fees for optional transactions will be identified during registration for these services and during their use.
Text messaging fees – For text alerts, standard messaging charges apply through your mobile carrier and message frequency depends on account settings. Check with your carrier for specific fees and charges. Please be advised that the alerts may not be sent immediately.
U.S. Bank provides zero fraud liability for unauthorized transactions. Zero fraud liability does not apply to certain commercial card transactions made with a business debit card. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply. See the Electronic Fund Transfers section in the Your Deposit Account Agreement for details.
